95821 · Arden-Arcade · Sacramento County

Flood risk

Five flood maps, one address. If any of them flags your street, plan as if you’ll flood.

Your address on five maps

0 of 5 checked

We look your address up on FEMA’s and California’s maps, then forget it. Only the answer (high, moderate or minimal) stays, on this device.

  1. FEMA flood map ↗ Federal · checked automatically

    Sets insurance rules. Lenders require flood insurance in A and V zones.

    ZIP center Zone X: minimal mapped hazard

  2. California Best Available Maps ↗ State · DWR

    100-, 200- and 500-year floodplains. 200-year is the level California requires for Central Valley cities.

    ZIP center Outside mapped 100-, 200- and 500-year floodplains

  3. County levee-break maps ↗ County · American River North

    Five possible breaks in the levees north of the American River, each with a flood-depth map and an evacuation route. Covers Arden-Arcade.

    How to read it Find your street on each depth map. Any color over it means water there.

  4. MyHazards ↗ State · Cal OES

    Flood, wildfire, earthquake and tsunami hazards for any California address.

    How to read it Type your address and open the Flood tab.

  5. First Street Flood Factor ↗ Independent · second opinion

    A free 1–10 flood score that includes rain-driven flooding and the next 30 years. Not an official map.

    How to read it 1 is minimal. 3 and up means some risk the official maps may not show.

Start with your address above. FEMA and California fill in automatically; open the other three and tap what they show.

Why “Zone X” isn’t “no risk” here

winter high water American River north levee if it fails Arden-Arcade

Levees reduce risk; they don’t remove it. The county’s break maps show where water would go if one failed, and how fast. That’s why we count a street flagged on any map, not only FEMA’s.

Break maps and evacuation routes ↗ Find your evacuation zone ↗
What it is
Your address checked on the five flood maps that cover 95821: federal, state, county, Cal OES and an independent score.
Why it’s here
Each map answers a different question, and one map can miss a risk another shows, like a levee break.
What it helps with
Deciding on flood insurance before the 30-day wait runs out, and knowing your street before the water does.
How to use it
Enter your address, open the other three maps and tap what each shows. One flag is enough to plan for a flood.
In 95821

Sandbags, Sacramento Alert and who to call about a flooded street: Local help. Your live status and next move: 95821.

Sources · checked Oct 20, 2026
  1. FEMA Flood Map Service Center and the National Flood Hazard Layer (zone at the ZIP center checked Oct 19, 2026)
  2. California DWR: Best Available Maps (100-, 200- and 500-year floodplains)
  3. Sacramento County: American River North flood map (Arden-Arcade, McClellan Park, North Highlands, Rio Linda; five breach scenarios)
  4. Sacramento County: Levee failure (levees reduce risk, not eliminate it)
  5. Cal OES: MyHazards
  6. First Street: Flood Factor (independent model, not a regulatory map)